Agricultural Lending

Ag Operating Master Note

Putting a crop in the ground requires all sorts of expenditures, and it would be too easy if they all happened at once. From cash rent, seed, fertilizer, chemicals, custom spraying and picking, and fuel, it seems like there’s no end to it. Save yourself time, money, and frustration by setting up a master note with us. You can request advances against it as you need to with a phone call, and only pay interest on what you actually borrow. Spend your time in the field instead of running to the bank.

Equipment Loans

Whether you want to purchase new or used equipment, or need to repair what you already own, we can help take the sting out of it with reasonable repayment schedules and competitive interest rates, tiered by maturity.

Livestock Loans

Not enough cows, pigs, sheep, or goats in your lot? We finance livestock purchases and time the payments to coincide with expected sales.

Mortgages

Are you ready to make the jump from renting land to buying it? We finance farm ground too.

How can I get a better interest rate?

The rate you pay is directly impacted by the paperwork we have for you on file at the time the loan is originated. The following items each lower your rate by 1%.
    • Current financial statement (less than a year old)
    • Three most recent income tax returns (Form 1040, Schedule F, AND Machinery & Equipment Depreciation Schedule)
    • Valid security agreement & UCC-1